[{"data":1,"prerenderedAt":137},["ShallowReactive",2],{"site-data":3,"medicaid-gap-data":43},{"id":4,"title":5,"body":6,"brand":7,"description":6,"email":8,"extension":9,"footer":10,"hours":22,"medicaidDisclaimer":23,"meta":36,"navigation":37,"path":38,"phone":14,"seo":39,"stem":40,"tagline":41,"__hash__":42},"site\u002Fsite.yaml","Site",null,"Equity Life Care","hello@equitylifecare.com","yaml",{"description":11,"phone":12,"email":16,"location":19},"Equity Life Care is a care funding awareness brand. Powered by AtHome Life Care, we help senior homeowners unlock their home equity to fund professional in-home care — without selling, without moving, without depleting savings.",{"label":13,"number":14,"detail":15},"Call Us","(888) 370-2846","Mon–Fri, 8am–7pm ET",{"label":17,"address":8,"detail":18},"Email Us","The AtHome Life Care team responds within one business day.",{"label":20,"detail":21},"Serving Nationwide","All 50 states and Washington D.C.","Mon–Fri 8am–7pm ET",{"eyebrow":24,"title":25,"items":26},"Legal Disclosure","A note on Medicaid",[27,30,33],{"icon":28,"text":29},"i-lucide-landmark","Medicaid decisions are made by \u003Cstrong class=\"font-semibold\">state and federal government agencies\u003C\u002Fstrong>. No one can guarantee a Medicaid outcome.\n",{"icon":31,"text":32},"i-lucide-tag","\u003Cstrong class=\"font-semibold\">Equity Life Care\u003C\u002Fstrong> is a marketing and referral brand — not a licensed home care agency, legal advisor, or Medicaid planning firm.\n",{"icon":34,"text":35},"i-lucide-users","When you reach out through this site, you’ll be connected with the \u003Cstrong class=\"font-semibold\">AtHome Life Care\u003C\u002Fstrong> team, which coordinates Medicaid-related planning as part of a comprehensive structured care program.\n",{},true,"\u002Fsite",{"title":5},"site","Helping seniors find a structured path through the long-term care gap.","5TwjwmmL9GyveAnrukLU7DXjvTNbNcKpPHu4tcYhYrg",{"id":44,"title":45,"body":6,"caughtInGapDescription":46,"caughtInGapTitleLine1":47,"caughtInGapTitleLine2":48,"ctaDescription":49,"ctaTitleLine1":50,"description":6,"eligibilityProfiles":51,"extension":9,"features":98,"hero":111,"medicaidGapExplainedDescription":116,"medicaidGapExplainedTitleLine1":117,"medicaidGapExplainedTitleLine2":118,"meta":119,"navigation":37,"path":120,"seo":121,"stats":122,"stem":135,"__hash__":136},"medicaidGap\u002Fmedicaid-gap.yaml","Medicaid Gap","The Medicaid asset limit catches millions of seniors who saved responsibly. If either of these situations describes you, you're in the right place.","Caught in the","Medicaid Gap?","You've seen how the gap works and how a structured plan changes the math. The next step is a free, confidential conversation with an advisor who knows this path.","Denied Medicaid? Let's Talk.",{"eligibilityPageProfiles":52,"medicaidGapProfiles":88},[53,68,78],{"label":54,"icon":55,"headline":56,"body":57,"resolution":65,"ctaLabel":66,"ctaTo":67},"The Medicaid Denial","i-lucide-x-circle","You have savings. Medicaid said no.",[58,64],{"You — or your spouse — applied for Medicaid long-term care coverage and were told you have too many assets":59},{" Maybe $150,000 in savings":60},{" Maybe $300,000":61},{" You don't feel wealthy":62},{" You feel trapped":63},"too much to qualify for help, not enough to feel secure about the years of care ahead.","You're probably searching terms like 'Medicaid denied too many assets' or 'how to qualify for Medicaid with savings.' You've found the right place. A properly structured plan — one that puts your home equity to work while addressing Medicaid's asset requirements — often changes that picture within 60 to 90 days.","There's a compliant, established path through the asset gap.","Yes, I'm caught in this gap","\u002Fcontact?situation=medicaid-denied",{"label":69,"icon":70,"headline":71,"body":72,"resolution":75,"ctaLabel":76,"ctaTo":77},"The Sticker Shock","i-lucide-trending-up","You priced out home care. The number stopped you cold.",[73,74],"You called a few agencies. You heard $6,000 a month. Maybe $8,000. You did the math and realized that at that rate, your savings run out in five to eight years. You're not low-income. You're not wealthy. You're caught in the gap between what Medicaid will fund and what you can afford to self-fund for the rest of your life.","Most families in this position don't realize their home — often owned free and clear, or nearly so — is the answer the agencies didn't mention. Home equity can fund years of professional in-home care without touching a dollar of savings or retirement accounts.","Your home equity may be the answer the agencies didn't price.","Yes, the math doesn't add up for us","\u002Fcontact?situation=home-care-cost",{"label":79,"icon":80,"headline":81,"body":82,"resolution":85,"ctaLabel":86,"ctaTo":87},"The Diagnosis Moment","i-lucide-heart","A diagnosis just changed everything.",[83,84],"A parent or spouse was just diagnosed with dementia, Parkinson's, or another progressive condition. You're researching urgently — often from out of state, often late at night. You need someone competent to take over the complexity before the next crisis forces a decision you're not ready to make.","The window to build a real plan — one that protects the home, addresses care funding, and accounts for Medicaid eligibility — is right now, before the situation becomes an emergency. We help families build that plan.","We help families build a care plan before the next crisis forces one.","Yes, we need a plan — now","\u002Fcontact?situation=dementia-care",[89,93],{"label":54,"icon":55,"body":90,"resolution":91,"ctaLabel":92,"ctaTo":67},"You applied for Medicaid and were told you have too many assets. Now you're paying out of pocket and watching your savings shrink.","That's exactly the situation a properly structured plan was built for.","Yes, I've been denied — let's talk",{"label":94,"icon":70,"body":95,"resolution":96,"ctaLabel":97,"ctaTo":67},"The Savings Concern","Your parent has $200,000 in savings and a home they own. They need care, but Medicaid says no. You're doing the math and it doesn't work.","You're not out of options. You're out of the options you know about.","Help us find the options we're missing",[99,103,107],{"icon":100,"title":101,"description":102},"i-lucide-check-circle","Reframe Your Assets","When assets are deployed through a structured lifetime care program, many clients find their countable asset level meets Medicaid's requirements. AtHome Life Care coordinates that process as part of the overall care plan.",{"icon":104,"title":105,"description":106},"i-lucide-home","Put Your Home to Work","Your home — often owned free and clear — is your most powerful tool. A properly structured plan uses home equity to fund professional in-home care while you stay in your home and maintain Medicaid eligibility requirements.",{"icon":108,"title":109,"description":110},"i-lucide-shield","Legal, Established, and Used by Millions","Medicaid planning is legal, well-established, and used by millions of American families. Most people simply don't know the structured path exists — or that their home equity is the key to it.",{"headline":112,"description":113,"eyebrow":114,"eyebrowIcon":115},"Denied Medicaid Because of Your Savings? You're Not Alone.","Millions of seniors are caught between too much in savings to qualify for Medicaid long-term care coverage, and not enough to pay for years of professional care on their own. There is a structured path through that gap.","The Medicaid Gap","i-lucide-alert-triangle","Medicaid long-term care coverage has strict asset limits. If you have more than roughly $2,000 in countable assets — savings, investments, secondary property — you don't qualify. Millions of seniors who did everything right are disqualified simply because they saved responsibly. Too much for Medicaid. Too middle-class for private-pay care that lasts a lifetime.","The Medicaid Asset Limit","Catches Millions in the Middle.",{},"\u002Fmedicaid-gap",{"title":45},[123,127,131],{"icon":124,"value":125,"label":126},"i-lucide-shield-x","$2,000","Typical Medicaid countable asset limit for a single applicant",{"icon":128,"value":129,"label":130},"i-lucide-wallet","$100K–$500K","Common savings range of families caught in the gap",{"icon":132,"value":133,"label":134},"i-lucide-calendar-clock","60–90 days","Typical timeframe for a properly structured plan to affect Medicaid eligibility","medicaid-gap","H163scbUcIHfvcUcMKKWoO4inRD1ZLgdBs7hlynxx_U",1781154191125]